The category of Equity MFs with the highest inflows in the last one year is NOT Small Cap Funds. The money flown into Sectoral/Thematic funds (INR 70,072 crores) topped the charts and is even higher than individual categories of large, mid & small cap put together! New Fund Offerings (NFOs) have contributed significantly to this trend. A trend by the way which poses risks to the investors they are not even fully aware of. We…
Be greedy when others are fearful and be fearful when others are greedy. – Warren Buffet Indian stock markets have taken a good leap forward after the exit polls declared the return of NaMo led NDA with a stronger mandate. This has bolstered the confidence of bulls on the back of expected continuity of reforms push. Although a stronger mandate ensures that there would be lesser obstacles in bringing and implementing reforms, any tangible gains…
‘Should I continue my SIP or stop?’, Owing to the recent market conditions, this is one question a lot of investors have asked and a question we have heard far too many times. But here’s a fact. The mutual fund industry in India added ~9.15 Lacs new SIPs every month of last FY (as per AMFI released data). The SIP contribution in India is increasing because investors are becoming more and more aware of the…
Despite the various reading material available in digital and print media nowadays, there really cannot be the one ideal guide for financial planning. What you invest in and how, is directly proportional to your goals in life, your willingness to take risks, your age and the corpus you have created. There is no one-fits-all solution and hence the need for financial advisory. As per a study last year, 70% of Indian investors are working with professional financial…
Social Proof plays a very dominant role in decision making by those people who are not confident & thorough enough about a particular subject. Historically, people have felt safe and confident in following the herd instinct. The more people that display a certain behavior, the more acceptable we think that behavior is. The more people follow a certain idea, the more correct we think that idea is. Usually, most of the people have expertise in…