Everyone wants to win but very few understand that you can win a game by limiting your losses. You can make a great career, travel around the world, and follow all your passions if any accident doesn’t put brakes in your path or your health doesn’t fail you. To ensure good health and long life, we are advised to be disciplined, eat healthily, exercise, and not be reckless. The same is applicable to investments. However,…

The mutual fund investment community received a shocker last month when the long-term capital gain (LTCG) tax benefit was withdrawn from debt mutual funds from this financial year. For the uninitiated, the investments in debt mutual funds were used to enjoy indexation benefits after 3 years of holding. This was applicable to international funds, gold funds, and any other funds having domestic equity exposure of less than 65%. For example, if someone keeps money in…