A few days ago, I had a very unusual request from the HR of a multi-billion dollar company with whom I was in discussion regarding sessions on financial well-being for their employees. She asked me- Can your company provide training on stock trading to the female employees? Since we have expertise in long-term investment strategies and financial planning, I told her that we could not help her with this requirement. The next thought in my…
Hybrid mutual funds have industry-wide assets under management (AUM) of INR 4.70 Lakh Crore. Hybrid funds (HF) invest in a mix of equity & debt (& gold in a few funds). In conservative HF, equity allocation is between 20-40% whereas, in an aggressive HF, equity allocation is between 65-85% and the rest is in debt. Many consider HF a safer way of investing in mutual funds, especially when equity markets are quite expensive. Despite its popularity, we think…
Were you prepared for Russia’s attack on Ukraine? Well, we were at Truemind Capital.Not exactly for the Russia-Ukraine event, but for all the possible events that can puncture the bubble in various asset classes that were created on the back of unlimited and cheap liquidity. Read below to know HOW. The runup in any asset class creates a delusion that the rally will be permanent. Any small correction in the prices is followed by a…
“IT mein deadly scope hai” “Gaon mein production badh raha hai toh rural economy mein bhi growth hoga””Internet ki demand badh rahi hai toh internet companies ke stocks mein bhi growth hogi”Most of us have seen the wonderful ads by Smallcase advocating investing based on future growth prospects. The concept is simple – if you think a particular sector or theme is going to benefit in the future, you can take advantage of the growth…
“Inflation is eating your money. If you are keeping your money in Savings and Fixed Deposits, you are doing great injustice to yourself.” I see many LinkedIn users saying this in times of low interest rates on FDs compared to eye-popping returns on other asset classes like equity and cryptocurrencies. Is it wrong to keep money in FDs? Definitely not! Keeping money in FDs provides you with the safety of principal along with quick liquidity that…
Equity Market Insights: “Investing is 5% intellect and 95% temperament. It means finding the strategy that will allow you to sit quietly when your emotions are screaming at you to do the wrong thing.” – Ian Cassel Unfortunately, having the right temperament for investment is not common. Stories of someone in your circle making a lot more money than you have a great potential to disturb the peace of mind and create an urge to…