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Mutual Funds

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I always believed that for successful portfolio management, one cannot just follow the herd and do what everyone else is doing. This requires independent thinking on all the aspects related to investments and not conforming to the popular narrative. I have always admired fund managers who not only analyse and value businesses properly but also understand the role of cycles and macro-economic factors that determine investment opportunities for future returns (and not just extrapolate past…

Indeed, a common and relevant question when building an investment portfolio. The quick answer is: Give preference to equity mutual funds when the goal is- “Wealth creation or preservation but you must have a longer time horizon”. You will be able to create wealth by investing in financial products that beat inflation over the long term. FDs may not even help in wealth preservation if you fall into a higher tax bracket (20% & above).…