Do you want to create wealth from compounding? Aim for 12-15% returns and not 25%! You must be thinking why not target 25% returns? Well, here is the story. There is a typical cycle for most of the investors in the market. The most convenient and traditional investment options are FDs and real estate. When any FD investor wants to create a mutual fund portfolio, they expect returns slightly better than FDs.So if the FD is…